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    Parliament backs changes to EU Motor Insurance rules

    23 January 2019

    FIA Region I welcomes the Report on the revision of the Motor Insurance Directive adopted by the European Parliament’s Committee on the Internal Market and Consumer Protection (IMCO) on 22 January. The report defines further the scope of the Directive, foresees the portability of claims history statements across the EU and introduces safeguards against insolvent insurers, overall enhancing the legal protection of drivers across the EU.

    MEPs have clarified the mobility modes that should be covered by the legislation. For instance, the report electrically power-assisted bikes would fall outside of the obligations of the Directive.

    The Committee has proposed to improve the portability of claims-history statements with standardised forms that, if adopted, would make the lives of drivers moving to other Member States easier.

    As supported by FIA Region I, the report establishes a  system to allow for compensation of victims that face insolvent insurers, and introduces the victims’ right to obtain a full copy of the accident report, as well as an increased limitation period to four years.

    Laurianne Krid, Director General at FIA Region I said “We welcome the general direction of the IMCO Committee’s Report as it complements the Commission proposal, solving some of our concerns. Indeed, it adds important guarantees for the injured parties and improves the protection of drivers when travelling across Europe. We strongly hope the Council will not oppose to these key improvements”

    However, FIA Region I regrets IMCO’s decision to leave the bonus/malus schemes as a Member State competence. The harmonisation of such system in the EU would ensure the mutual recognition of such schemes when moving cross-border and in turn, strengthen consumer rights.

    Read FIA Region I’s position on motor insurance



    About FIA Region I
    The FIA Region I office, based in Brussels, is a consumer body representing 107 Motoring and Touring Clubs and their 38.5 million members from across Europe, the Middle East and Africa. The FIA represents the interest of these members as motorists, public transport users, pedestrians and tourists. The FIA’s primary goal is to secure a mobility that is safe, affordable, sustainable and efficient. With these aims in mind, FIA Region I’s work focuses on Road Safety, Consumer Protection, Environmental Protection, and the promotion of Sustainable Motoring. www.fiaregion1.com